Indian Acorn

The Haunted Halloween Mortgage Rates Report

The 4% rates have come back to haunt us this week. Or is that taunt us?

For almost one week, the rates were in the 5% range. However, with a last minute inter-day rate change, an eerie ghost appeared on my rate sheet. I quickly snapped this photo of it before it could vanish in thin air.

When it disappeared, I was left staring in utter shock at what it left behind:

30 Year Fixed:

Interest Rate - 4.875%

APR - 4.966%

Payment - $793.81

15 Year Fixed:

Interest Rate - 4.375%

APR - 4.530%

Payment - $1,137.93

30 Year Jumbo:

Interest Rate - 5.125%

APR - 5.233%

Payment - $2,722.43

15 Year Jumbo:

Interest Rate - 4.625%

APR - 4.808%

Payment - $3,856.99

*The rates published on this page are applicable only to requests received from this site or by calling 352-308-7219. Mortgage rates published on this page are the current rates for a single-family, primary residence based on a 30-day lock period and are subject to change without notice. In order to receive a guaranteed rate, you must have applied for an application through Knightlines Mortgage Services, LLC and received a verbal confirmation from a mortgage broker that your desired rate is locked. Your guaranteed mortgage rate will depend on factors such as current market conditions, loan product, occupancy, property type and your credit profile.
Loan Product Information
  • Conforming rates are for loan amounts not exceeding $417,000 ($625,500 in AK and HI)
  • Jumbo rates are for loan amounts exceeding $417,000 ($625,500 in AK and HI)
  • Additional loan products, rates and lock periods are available.
Conforming Fixed APR calculation assumes a $150,000 loan amount with a 20% down payment, estimated borrower paid finance charges of .75% of the loan amount plus discount and origination if applicable. If the down payment is less than 20%, mortgage insurance may be needed on the loan. This could increase the monthly payment and the APR.
Jumbo Fixed APR calculation assumes a $500,000 loan amount with a 20% down payment, estimated borrower paid finance charges of .75% of the loan amount plus discount and origination if applicable. If the down payment is less than 20%, mortgage insurance may be needed on the loan. This could increase the monthly payment and the APR.

Jason Price

Owner/Principal Broker

(352) 308-7219 Phone

For some time now, Knightlines Mortgage Services has been offering the people of Florida a convenient way to finance and re-finance their residential property.

But that isn’t the entire story - we are also doing commercial lending in all 50 states.  AND - now we can offer commercial financing OUTSIDE of the country as well.  Caribbean, South America, etc - just call for the details.