Passaflorida

Florida Mortgage Rates

It looks like rates have pretty much held steady this past week. But how much longer will it hold out?

Product

Rate

Discount

APR

Monthly Payment
Conforming Fixed 30 Year

5.125%

0.00%

5.278%

$816.73
 

Conforming Fixed 20 Year

5.250%

0.00%

5.458%

$1,010.77

Conforming Fixed 15 Year

4.625%

0.00%

4.883%

$1,157.10
 

Jumbo Fixed 30 Year

5.750%

0.00%

5.862%

$2,917.86
 

Jumbo Fixed 15 Year

4.875%

0.00%

5.059%

$3,921.49
 

3 Year ARM APR may increase after consummation

3.875%

1.253%

4.027%

$705.36
 

5 Year ARM APR may increase after consummation

5.125%

0.00%

4.404%

$816.73

Apply now to lock in your rate. The application only takes about 5 minutes to complete.

*The rates published on this page are applicable only to requests received from this site or by calling 352-308-7219. Mortgage rates published on this page are the current rates for a single-family, primary residence based on a 30-day lock period and are subject to change without notice. In order to receive a guaranteed rate, you must have applied for an application through Knightlines Mortgage Services, LLC and received a verbal confirmation from a mortgage broker that your desired rate is locked. Your guaranteed mortgage rate will depend on factors such as current market conditions, loan product, occupancy, property type and your credit profile.
Loan Product and APR Information
  • Conforming rates are for loan amounts not exceeding $417,000 ($625,500 in AK and HI)
  • Jumbo rates are for loan amounts exceeding $417,000 ($625,500 in AK and HI)
  • Adjustable-rate loans and rates are subject to change during the loan term. That change can increase or decrease your monthly payment.
  • Additional loan products, rates and lock periods are available.
Conforming Fixed, ARM APR calculation assumes a $150,000 loan amount with a 20% down payment, estimated borrower paid finance charges of .75% of the loan amount plus discount and origination if applicable. If the down payment is less than 20%, mortgage insurance may be needed on the loan. This could increase the monthly payment and the APR.
Jumbo Fixed APR calculation assumes a $500,000 loan amount with a 20% down payment, estimated borrower paid finance charges of .75% of the loan amount plus discount and origination if applicable. If the down payment is less than 20%, mortgage insurance may be needed on the loan. This could increase the monthly payment and the APR.